While health insurance is a huge component of employee benefits, creating a comprehensive employee benefits program that helps you hire and retain quality people is about much more. At DDI Benefits, we design innovative, cost effective benefits programs that help you keep your people happy.
Employee Benefits Services
We offer all the components of an employee benefits package. Whether you are a small company starting out with health insurance or a mid to large size company competing for great employees and offering health, dental, life and disability insurance. We have long term relationships with insurance companies throughout the Northwest and expertise in researching and recommending quality products that best meet our clients needs.
Coordination of Employee Benefit Programs
We coordinate all benefits programs from submitting requests for proposals, negotiating with insurance carriers, providing detailed benefit and cost comparisons, and implementing new benefits for your employees.
Core Benefits Provided
- Medical
- Prescription
- Dental
- Vision
- Life
- Disability
- Health Reimbursement Arrangements
- Health Savings Accounts
- Cafeteria plans – Flexible Spending Accounts
- Voluntary Worksite Products
- Worksite Wellness Programs
- Benefit and Health Fairs
- Employee Assistance Programs
- Employee Benefit Communications and Strategies
- COBRA Administration
Vendor and Carrier Relations
DDI Benefits is established and appointed with local insurance companies and many national carriers.
- Recommend appropriate and financially stable carriers and vendors
- Proposal submissions and market evaluation / comparisons
Employee Communications and Education
We believe in showing employees the value of the benefits offered by their employers. Many times employees don’t realize what they have until they need it. Our goal is to help you educate your employees so they see the value not just when they are sick but healthy. We take the time to sit with employees to answer their questions, conduct group enrollment meetings, and provide employers with the important legislative updates and market changes they need to know.
- Open enrollment meetings
- One on one benefits counselors
- Benefit and health fairs
- Legislative updates
Customer Service and Claims Resolution
As licensed third party benefits consultants we offer confidential customer service to all employees of our employer clients. Our team’s experience in claims resolution, customer service, and human resources, and relationships / affiliations with each insurance company give us direct access to resolve complicated claims issues and handle daily customer service inquiries.
Financial Analysis of Plans
Your bottom line is important to us. We recognize the challenge employers face to offer competitive and comprehensive benefits at an affordable price. We review all benefit design options and seek innovative solutions to rising costs.
- Plan Analytics – Group claims experience reporting / utilization analysis as available
- Renewal analysis and negotiations
- Premium Contribution strategies
- Ongoing Plan performance review and benefit planning strategies
Benefits Administration
Beyond being your benefits broker, we become your benefits department through our comprehensive Benefits Administration services. Pick and choose which services you want us to handle or outsource everything!
