Self-funding has been around since the 1970’s and in today’s market, Self-funding is getting a lot of attention again as rates continue to increase, along with higher deductibles and out of pocket maximums. Self-funding is a strategy in which an employer funds employee and dependent health care claims instead of paying monthly premiums to a… Continue Reading
July—Note from Dena
Happy Summer! A common question we get this time of year is, “am I covered by my health plan when I’m away on vacation?” You can rest assured that most plans cover urgent and emergent health care worldwide! But, if you are not sure or you have specific concerns about health care coverage while traveling,… Continue Reading
Compliance Reminders…
Medicare D Disclosure to CMS Entities that provide prescription drug coverage to Medicare Part D eligible individuals must disclose to CMS whether the coverage is “creditable prescription drug coverage”. Creditable Coverage Disclosure is due to CMS 60 days after the beginning date of the Plan Year – remember to submit your creditable coverage status by… Continue Reading
Online Employee Benefits
Would you like to modernize your enrollment process? Communicating benefits options to employees is an important and sometimes complicated task. That’s why DDI offers an affordable online enrollment solution. With online enrollment: Save time during open enrollment and ongoing management by eliminating paper forms and creating digital employee files for your employees. Easily and effectively communicate all your… Continue Reading
Medicare D Notice and Filing Reminder
All employers, large and small, who offer prescription drug coverage are required to inform their employees and CMS if their prescription drug plan is Medicare creditable by October 15, 2018. This deadline is a result of the annual enrollment period for Medicare which is October 15 – December 7th each year. Even if you are unsure of Medicare eligibility it… Continue Reading
Preview of 2019 small group and individual monthly rates:
Kaiser, Regence and PacificSource lead the individual market, and Kaiser, Regence, UHC and Providence continue to lead the small group market… Please note that these are only averages as reported by the Oregon Department of Consumer & Business Services, and your rates may vary. Click here for an overview of the Final rate decisions released for 2019… Continue Reading
Benefit Spotlight
WholeLife Directions Mental Health Support by Cascade Centers Do you struggle with providing mental health resources to your employees? Dissatisfied with your EAP? Does your plan have low utilization, reactive vs proactive services, lack of technology and lack of employee engagement tools? Make Quality behavioral healthcare easily accessible to your employees WholeLife Directions compliments your… Continue Reading
Attention! Employers with 50+ employees
Are you compliant with ACA Reporting? As you know, the Affordable Care Act (ACA) is complex and is the law of the land as of 2015 and for the foreseeable future. The ACA requires employers with 50 or more full-time or full-time equivalent employees to offer 95% of their full-time employees and their dependents health insurance that is… Continue Reading
Healthcare Legislative Update 2018
Individual Health Insurance Mandate – no penalty in 2019 ACA Reporting Compliance – IRS crackdown – 30,000 letters have been sent to employers with 50+ employees ACA Affordability Measure – 9.56% 2018, 9.86% 2019 – Employers with 50+ employees cannot charge employees more than 9.86% of their gross wages for employee only health insurance coverage… Continue Reading
July 2018 Note From Dena
My 19-year-old daughter, Grace, asked me recently “what on earth is there to talk about at DDI that you need to all meet every single Thursday morning?!” I responded, “well we do more than just work through our agenda items, we talk it out!” We like to keep it real at DDI and start our… Continue Reading
Services for Employers
Employee Benefits / Insurance Consulting Open Enrollment / Employee Engagement Benefits Administration Benefits / HR Technology Compliance Administration HR Support Wellness
Services for Individuals
Health Insurance Dental insurance Life Insurance Medicare
Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent 7 organizations which offer 35 products in Oregon and Washington. Please contact medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options. Please note that we are required to record all phone conversations with clients who want to discuss Medicare Advantage and/or Part D prescription drug plans. We are not connected with or endorsed by the United States government or the federal Medicare program.
2111 NE Halsey Street
Portland, OR 97232
503.206.5654
fax 503.296.2585
Medicare Disclaimer: We do not offer every plan available in your area. Currently, we represent 7 organizations which offer 35 products in Oregon and Washington. Please contact medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options. Please note that we are required to record all phone conversations with clients who want to discuss Medicare Advantage and/or Part D prescription drug plans. We are not connected with or endorsed by the United States government or the federal Medicare program.
